About BankVault Research, LLC

We at BankVault Research, LLC (BVR) are dedicated to the nano-through-small-cap U.S. bank space. One of the drivers behind sales of banks is a form of succession planning where large shareholders cannot find the next buyer, so a sale of the whole is consummated. By shedding light onto this underfollowed part of the market, we hope more investors can find the returns they need in the stocks of small banks.

We exist to provide independent research that helps investors of every stripe understand the real value, risk, and opportunity in the community banking sector.  Whether you're a retail investor seeking dividend stability, a fund manager evaluating regional exposure, or a strategic acquirer looking for fit and synergy, BVR delivers clarity through deep analysis, proprietary modeling, and a commitment to transparency.

At our core, BVR believes that all communities deserve a community bank, maybe even more than one.  Yet in today’s market, small banks are often overlooked, misunderstood, or lumped into broad categories that miss the nuance of their operations, leadership, and strategic direction.  That’s where BVR comes in. We aim to make investing in the stocks of small banks smarter, more informed, and more accessible.

 BVR was founded in 2025 by Matthew C. Schultheis, CFA with more than 30 years of professional experience in and around the banking sector.  His experience includes roles and leadership in:

·         Equity research focused on regional banks,

·         Developing and implementing investor relations programs,

·         Developing and implementing internal strategic planning departments,

·         Balance sheet analysis,

·         Capital optimization, and

·         Capital raising.

Bespoke engagements can be discussed by contacting mcs@bvr.llc.

Fresh content will be delivered:

·         Earnings estimates will be updated quarterly after call reports are released,

·         Intrinsic value reports will be updated quarterly after earnings reports,

·         Regional statistical overviews will be released quarterly after holding company regulatory filings are filed, and

·         Industry-focused musings and rants will be provided periodically.